Imagine relaxing in your North Idaho dream home, and having it pay you while you’re not using it.
With the right property in the right neighborhood, short-term and mid-term rental income can be surprisingly lucrative. Many second homeowners cover their mortgage, expenses, and more through guest bookings, especially during peak seasons and event weekends.
Mid-term rentals can be an especially smart play: less turnover than nightly guests, fewer regulations, and often longer stays from snowbirds, corporate travelers, and families between moves.
Curious what your potential earnings could be? Inquire with me via DM, email, text, or call — I’d be happy to provide resources for rental income analysis on any property you’re considering.
So where should you start your search? These 10 neighborhoods check all the boxes.
1. Sanders Beach
A mix of historic homes and newly constructed homes. Tucked away just east of downtown, Sanders Beach combines small-town charm with beach access and a strong sense of community. It’s ideal for second-home buyers looking to attract mid-term snowbirds or short-term summer vacationers.
2. Fort Grounds
Historic homes, mature trees, and unbeatable proximity to City Park, City Beach, and downtown events. Fort Grounds is one of Coeur d’Alene’s most coveted neighborhoods — and its appeal is strong for both short and mid-term rentals.
3. Riverstone / Bellerive
Modern, walkable, and buzzing with activity, this urban waterfront community offers luxury condos, easy access to the Spokane River, the Centennial Trail, and some of Coeur d’Alene’s best restaurants, shops, and entertainment. It’s a year-round favorite for both STR and MTR guests alike.
4. Downtown & Midtown CDA (South of Harrison, West of 15th)
This central zone offers a dynamic mix of craftsman homes, new builds, and multi-family properties. With walkability to shops, dining, and Tubbs Hill, it’s perfect for guests seeking immersive STR experiences or extended MTR stays.
5. Harbor Island
Located just west of town along the Spokane River, Harbor Island is a waterfront community with casual vibes. This boater’s paradise offers many homes with private docks. It has a relaxed, exclusive feel that attracts discerning vacationers and longer-term renters looking for waterfront peace.
6. Kidd Island Bay
Across the lake and just a quick drive or boat ride from downtown, Kidd Island bay offers that remote getaway feel while still being close to everything. STR- and MTR-friendly and surrounded by natural beauty, it’s a top pick for all types of travelers.
7. Arrow Point
Resort-style living on the east side of Lake Coeur d’Alene, Arrow Point offers a marina, restaurant, and access to amenities. A World Mark property, it’s well-known for high-end STRs and longer seasonal MTR bookings.
8. Cougar Bay / Riverview (South of the Spokane River)
Upscale and tucked into nature, this area is home to some stunning properties on acreage with privacy, views, and convenience. It’s perfect for attracting luxury STR guests or mid-term professionals looking for a peaceful retreat.
9. Coeur d’Alene Public Golf Course Area
Not just for golf lovers, this area offers affordable properties, wide open views, and quick access to downtown and I-90. It’s a quiet, highly livable neighborhood that also works well for mid-term or long-term stays.
10. Tobin Hill / Fernan Terrace
East of downtown and perched above Fernan Lake, this scenic hillside area offers beautiful views, peace and quiet, and fast access to the lake and I-90. It’s a rising star among investors seeking flexible properties for STR or MTR use.
🏖️ What If You Bought Your Retirement Home… Before You Retire?
Here’s a smart strategy that more and more buyers are using:
Buy your dream retirement home now, rent it out in the meantime, and move in when you’re ready. Genius, right?
You’ll lock in today’s pricing, start building equity, and potentially cover your mortgage with short- or mid-term rental income — all while securing your future lifestyle in one of Coeur d’Alene’s most desirable neighborhoods.
Let your future work for you now — I can help you find the perfect setup.
🏡 Let’s Find the One That Pays You Back
Whether you’re looking to live, vacation, or invest — or all three — these neighborhoods offer opportunities you won’t want to miss. And with the right strategy, your vacation home could more than pay for itself over time.
Let’s make it happen. Reach out anytime, I am happy to help.
📞 208-699-5350
📩 DM, text, or email for resources on current STR/MTR income projections and listings.
