Coeur d’Alene Home – 9667 W Nova- SOLD

BELLA RIDGE CUSTOM HOME PLUS HUGE SHOP ON ACREAGE CLOSE TO TOWN!
Contact agent

COEUR D’ALENE IDAHO REAL ESTATE | COEUR D’ALENE HOMES FOR SALE

This one checks all the boxes. Watch the wildlife play in your yard from this beautiful large 4 bedroom, 3.5 bath home, 3463 sf with main floor master and 2 bedrooms downstairs plus a huge loft area upstairs consisting of two separate expansive living areas, a bedroom and full bathroom.

WATCH AERIAL VIDEO BELOW

KITCHEN

The lovely kitchen has granite countertops, stainless appliances, double wall convection ovens, an induction cooktop stove – also plumbed for gas – full pantry, a kitchen island, and breakfast nook area in addition to large open space for sizable dining room table and buffet.

MAIN FLOOR LIVING ROOM 

The very large living room has an open floorplan with grandiose vaulted ceilings, dramatic wood beams and double-sided fireplace to patio. 

MASTER BEDROOM+ MASTER CLOSET + BATH
Master bathroom includes a separate shower with glass doors, large tub and a walk-in closet bigger than some bedrooms which is smartly equipped with quality built-ins.
DOWNSTAIRS BEDROOMS
LARGE UPSTAIRS LOFT

Huge loft area upstairs consisting of two separate expansive living areas, a bedroom and full bathroom.

3 CAR GARAGE + LARGE SHOP

You will not want for storage. The large 3 car garage is attached to the home with another huge 40 x 42 extra tall shop

one of only a few in the neighborhood – built in 2016 which includes a mezzanine loft area upstairs for even more storage.
The property backs to forested undeveloped land, the home is built by an award-winning builder and ready for anything with a whole house water filtration system, a Bosch security system and wired for a portable generator.

Enjoy end of road privacy with landscaped and manicured grounds around the home, a nice swing set/play structure as well as fruit trees and a dozen raised garden beds.

The Bella Ridge neighborhood is coveted for its expansive open spaces, beautiful views, private trails and large treed lots all the while still being close to everything. This home sits only a few short minutes from the freeway, only 9 miles to downtown Coeur d’Alene, and only 41 minutes to the Spokane International Airport.
FEATURES: 9667 W NOVA LN COEUR D’ALENE IDAHO HOME FOR SALE

 View: Territorial; Mountain
Lot Features: Level; Sloping; Wooded
Interior Amenities: Cable Internet Available; Central Air; Fireplace; Washer/Dryer Hook Ups
Exterior Amenities: Covered Patio; Covered Porch; Exterior Lighting; Fruit Trees; Garden Area; Landscaping; Lawn; Lawn Sprinkler System; Paved Parking; Rain Gutters; RV Parking
Appliances: Wall Oven; Cook Top; Refrigerator; Dishwasher; Microwave; Disposal; Gas Hot Water
Kitchen Amenities: Breakfast Bar; Kitchen Island; Pantry; Granite Countertops
Fuel: Electric; Gas
Heat: Forced Air
Additional Buildings: Workshop; Shop Size: 40 x 42
Flooring: Carpet; Hardwood floors; Tile

Offered at $1,499,000

For more information on this property please contact the listing agency- 208-664-9221

SCHEDULE A SHOWING TODAY

Michelle Garcia (208) 699-5350

Scooter Gillis (208) 416-8333

⇐ CLICK HERE FOR WALK THROUGH VIDEO

  1. Do VA loans require a down payment?

No! One of the biggest benefits of a VA loan is that no down payment is required for eligible buyers.

  1. Do VA loans require private mortgage insurance (PMI)?

No, VA loans do not require PMI, which can save you hundreds of dollars per month compared to conventional loans.

  1. What is the VA funding fee, and do I have to pay it?

The VA funding fee is a one-time fee that helps sustain the VA loan program.

  • First-time use: 2.15% of the loan amount (if putting 0% down).
  • Subsequent use: 3.3%.
  • Exemptions: If you have a service-connected disability, you may qualify for a waiver.
  1. What credit score and debt-to-income (DTI) ratio do I need?

There’s no official VA credit score requirement, but check with your lender. 

  • DTI ratio should generally be 41% or lower, but exceptions exist for strong borrowers.
  1. Can I use a VA loan to buy a vacation home or rental property?

No, VA loans are only for primary residences. You must live in the home you purchase.

  1. Does the home need to meet specific requirements?

Yes, VA loans have Minimum Property Requirements (MPRs) to ensure the home is safe, sound, and sanitary.

  • Common issues: peeling paint, broken windows, roof damage, or exposed wiring could cause delays.
  1. What’s the difference between a VA appraisal and a home inspection?
  • VA appraisal: Required to determine value and basic safety.
  • Home inspection: Optional but recommended to check for hidden issues.
  1. Can the seller pay my closing costs?

Yes! Sellers can contribute up to 4% of the loan amount toward your closing costs and concessions, which can help cover expenses like property taxes or discount points.

  1. Can I transfer my VA loan to someone else?

Yes! VA loans are assumable, meaning another qualified buyer can take over your loan’s terms—this can be a huge advantage if interest rates rise.

  1. Can I use my VA loan benefit more than once?

Yes! Your VA entitlement can be restored if you pay off or transfer your previous VA loan, allowing you to use the benefit again.

 

Thank you to Jaclyn Scotch for sharing her insights and expertise on VA Home Loans. Here is her contact info:

Jaclyn Scotch

Home Loan Officer

Location: Coeur d’Alene

Cell: (208) 215-1814

If you have questions about navigating today’s market or need a recommendation, reach out! I’m here to help you make smart, confident moves.

Michelle Rene

Real Estate Associate Broker, REALTOR

Cell: (208) 699-5350