For Lease- Beautiful Home in Hayden with RV Garage/Shop

BEAUTIFUL HAYDEN HOME FOR RENT WITH RV GARAGE/SHOP:

VIDEO WALKTHROUGH HAYDEN HOME FOR LEASE


Do you know of someone who is looking for a very nice newer home to rent right away? Perhaps someone who has sold their home and are still waiting on a new construction build. Not a single stair in the house! This is a beautiful single level, newer home in Hayden has RV garage plus room on the side for a boat. Built 2015, 3 Bd + an office, 2 Ba, 2100sf with open floorplan, granite countertops throughout, wide doorways, A/C, fireplace, easy flat lot, in town, and close to everything.
Master bed and bath are spacious, double vanity, large walk in closet, the home has tons of storage, and is super clean, prefer no pets but may consider a dog.
Perfect covered patio for entertaining, beautifully landscaped yard and garden plus a horse-shoe pit and room on the side of house for a boat or RV parking
$2400 per month.
This home is ready to lease on October 1, 2019
Miles 1 Hayden Home for Rent Michelle Garcia
Hayden home for rent, hayden rentals, hayden RV garage, hayden home for lease, hayden home with Shop, michelle garcia, michelle garcia realtor, coeur d'alene realty,
Get in touch for details. [email protected]

  1. Do VA loans require a down payment?

No! One of the biggest benefits of a VA loan is that no down payment is required for eligible buyers.

  1. Do VA loans require private mortgage insurance (PMI)?

No, VA loans do not require PMI, which can save you hundreds of dollars per month compared to conventional loans.

  1. What is the VA funding fee, and do I have to pay it?

The VA funding fee is a one-time fee that helps sustain the VA loan program.

  • First-time use: 2.15% of the loan amount (if putting 0% down).
  • Subsequent use: 3.3%.
  • Exemptions: If you have a service-connected disability, you may qualify for a waiver.
  1. What credit score and debt-to-income (DTI) ratio do I need?

There’s no official VA credit score requirement, but check with your lender. 

  • DTI ratio should generally be 41% or lower, but exceptions exist for strong borrowers.
  1. Can I use a VA loan to buy a vacation home or rental property?

No, VA loans are only for primary residences. You must live in the home you purchase.

  1. Does the home need to meet specific requirements?

Yes, VA loans have Minimum Property Requirements (MPRs) to ensure the home is safe, sound, and sanitary.

  • Common issues: peeling paint, broken windows, roof damage, or exposed wiring could cause delays.
  1. What’s the difference between a VA appraisal and a home inspection?
  • VA appraisal: Required to determine value and basic safety.
  • Home inspection: Optional but recommended to check for hidden issues.
  1. Can the seller pay my closing costs?

Yes! Sellers can contribute up to 4% of the loan amount toward your closing costs and concessions, which can help cover expenses like property taxes or discount points.

  1. Can I transfer my VA loan to someone else?

Yes! VA loans are assumable, meaning another qualified buyer can take over your loan’s terms—this can be a huge advantage if interest rates rise.

  1. Can I use my VA loan benefit more than once?

Yes! Your VA entitlement can be restored if you pay off or transfer your previous VA loan, allowing you to use the benefit again.

 

Thank you to Jaclyn Scotch for sharing her insights and expertise on VA Home Loans. Here is her contact info:

Jaclyn Scotch

Home Loan Officer

Location: Coeur d’Alene

Cell: (208) 215-1814

If you have questions about navigating today’s market or need a recommendation, reach out! I’m here to help you make smart, confident moves.

Michelle Rene

Real Estate Associate Broker, REALTOR

Cell: (208) 699-5350